CONSULTING I STRATEGY I AUDIT
Credit Hire
With 40 years of experience in the credit hire sector, we provide support for both credit hire companies and for financial institutions with an interest in the sector. Whether it is conducting a review for a CHO and proposing and implementing a different strategy or just managing industry challenges like offering advice on the recoverable rate of hire we have the expertise to deliver. For financial institutions, whether it's offering an opinion on the prospects for the sector or auditing your client's receivables book and proposing more meaningful KPIs, we understand the challenge and the risk. As a consultancy, we are uniquely placed  to assist.
About
Expert Advice on Credit Hire
96 SAE is owned by Stephen Evans who, over 40 years, has earned a reputation for being a prime mover in the credit hire industry. He retired from his last executive role in 2018, just after he was awarded a PhD by the University of Portsmouth for his research into insurance fraud. He has since written a book on Credit Hire and has provided advice to a number of institutional investors on the prospects for the credit hire market.
He claims that "the credit hire industry still fascinates me, and engaging with former colleagues and peers as the industry continues to mature is something I still enjoy. Some of my peers have now become my clients but the range of services I can offer means that my client list extends beyond credit hire companies, to others engaged in the industry including institutional investors and financial institutions and banks with exposure in the sector."
Whether you’re a CHO addressing an operational or legal challenge, or need strategic advice on growing or packaging your business for sale; or if you're an investor or stakeholder in the sector looking for an overview of the current state of the market; or if you need help in assessing the value of your security against a complex debtor book, we can help.
Please contact us to find out more.
We have the knowledge and experience to both meet and exceed your expectations. We offer a variety of services customised to fit your specific needs and whatever your challenge, we can provide a solution.
CONSULTANCY
Imagine finding a problem and having the freedom to invite someone with 40 years experience to look at just solving that single issue for you. That is what we do. Whether it is setting a credit hire rate, building a counter-fraud strategy to protect the assets of the business, establishing a better relationships with insurers or defining a litigation strategy who negotiations fail. The list is endless but our ability to help is limitless.
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CREDIT HIRE STRATEGY
No two credit hire companies have the the same strategic vision but, as the market for credit hire and intervention services matures, yesterday’s strategy is unlikely to survive the challenges of the next five years. We can review an existing strategy and whether the objective is to grow, shrink or sell, we can build the roadmap for a successful journey.
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AUDIT & ANALYSIS
In credit hire, a receivables book can be defined by debtor days of between 100 and 500 days. For banks and other institutions invested in the sector, we provide the expertise and tools to better profile a complex debtor book and help define the key performance indicators that best reflect the operational performance of the book.
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REGULATION
The credit hire industry has suffered from regulatory change throughout its corporate life. With experience of engaging with politicians, regulators, economists, accountants, journalists and lawyers, we have the capacity to present complex arguments in a compelling way in the face of ongoing regulatory change.
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